Millions of American homeowners are behind on their mortgages. This is due to many unfortunate circumstances including job loss, loss of income, medical problems, divorce, death of a spouse, loss of business due to an economic downturn, and bad loans.  Up until the recession and market crash of 2008, the only generally accepted option for […]

Taking on a Short Sale File: Why Agents Shouldn’t Shy Away Many real estate agents would say that they try to avoid taking on short sale listings due to the time, energy and potential denial of approval from the lender. They are afraid that their commission from the sale would be lowered or denied after […]

Negotiating and selling an underwater home via short sale is not something a homeowner should do alone. Having a seasoned real estate agent and short sale attorney to work with is a must for the most successful and beneficial outcome for the homeowner. A key element to this success is the status of the deficiency. […]

HELOC Mortgage: Friend or Foe 2015 was a big year for HELOC mortgages coming due. These home equity line of credit mortgages went through a popular spree back in 2005 – 2007 where homeowners were using them for their first or second mortgages. These lines of credit have begun to reach the end of their […]