Kayser Short Sale Law Center
St.Louis,  Chicago  
Ph: 636.220.2218 (St. Louis) | 630.534.3104 (Chicago)

Our Team

Elizabeth Kayser, J.D. Esq.
Principal Attorney
636.220.2218 | 314.261.9316 fax
Elizabeth has nearly 20 years of being a unique game changing versatile entrepreneurial attorney with a strong business background. Her solid work ethic and boundless entrepreneurial spirit were imprinted into her DNA early on, and became the infrastructure on which she would build her career. Her focus is on diverse areas including finance and real estate law including short sale negotiations for real estate professionals and property owners.

Elizabeth owns and founded the Kayser Short Sale Law Firm, which focuses on processing and negotiating real estate short sales for owners, advising on shortages and negotiating work-outs with realtors, property owners, lenders, title companies, and “closers”. She uses her knowledge of Fannie Mae, Freddie Mac, FHA, VA, RESPA, and other regulations to conduct client intake and advise on qualifications for short sale programs such as HAFA and FHA’s pre-foreclosure sale programs.

Concurrently with starting Kayser Short Sale Law Firm, she was the owner and founder of Kayser & Associates. She focused her practice on claims counsel for leading title insurance underwriters and policyholders, curing title defects, establishing clear chain of title, claims analysis, coverage opinion letters, and general real estate and finance litigation. Additionally, Elizabeth was formerly a partner in the law firm of Wilson & Kayser LLC. At this firm, her practice was focused on bankruptcy issues, debt negotiation, family law, workers comp, and personal injury.

Elizabeth is a frequent speaker. She regularly presents to groups of brokers and title companies in Missouri and Illinois on topics relating to the credit implications of short sale and foreclosures and simple explanations of the short sale process, among others. Elizabeth was admitted to the Missouri Bar in 1996, followed by the Illinois Bar in 1997. She is admitted into the U.S.E.D. Missouri and U.S.S.D. Illinois courts, U.S. Court of Federal Claims Bankruptcy, and the U.S. Court of Appeals 7th Circuit. Prior to attending Southern Illinois School of Law and graduating cum laude, she graduated with a double major in business management and marketing management from Southeast Missouri State.

Ryan Hyde, J.D. Esq., M.B.A.
Managing Attorney
314.669.5316 | 314.261.9316 fax
Ryan has been a licensed attorney since 2011. He has been the managing attorney for almost 300 short sale closings and counting. He puts emphasis on having the ability to STOP a Trustee Sale or Auction from taking place. His negotiation experience comes with ability to ensure the best terms for all parties including relocation fees and reduced liability for everyone. He received his undergraduate at the University of Dayton, then received both his J.D. and his M.B.A. from the University of Missouri-Columbia. Mr. Hyde is licensed to practice in the State of Missouri. Ryan is a native to St. Louis and graduated from St. Louis University High School. He currently resides in the City of St. Louis in “The Hill” neighborhood of the City. In his free time Ryan enjoys reading and playing sports. He holds a United States Soccer Federation “F” Coaching License.
David Quinn
File Manager
309.212.7657 | 888.552.6177 fax
Dave has been self-employed since 2001. He has experience in marketing and advertising and owned a company that specialized in this from 2001-2007. In 2006 Dave started to invest in distressed properties and negotiating short sales. He found out quickly there was a need for an advocate for homeowners in difficult situations. These unique skills lead him to Kayser & Associates, LLC. in 2011. Since then, Dave has been involved in hundreds of real estate transactions.
Matt O'Toole
File Manager and Marketing Manager
314.422.4444 | 855.793.1393 fax
From 2004 through 2009, Matt bought and sold properties. The down turn in the market led him to find Kayser and Associates, LLC. in early 2012. Since that time, Matt has learned the evolving short sale process and how to navigate realtors and sellers to the closing table.
Ted D. Disabato, J.D. Esq.
File Manager
314.744.9430 | 888.288.9341 fax
Ted D. Disabato is the the Managing Member of TdD Attorneys at Law and General Counsel of Premier Saint Louis Properties. He received his B.A., J.D. and M.B.A. degrees from Saint Louis University. Before forming his family of real estate focused companies, Mr. Disabato held the position of President and General Counsel for a regional title insurance agent servicing the states of Missouri, Kansas and Nebraska, served as Underwriting Counsel in the St. Louis office of First American Title Insurance Company, National Commercial Services and also served as manager for the National Residential Real Estate Division of the Citigroup Private Bank in New York City.
Rhonda Motes
File Manager
314.441.6750 | 866.610.1475 fax
Rhonda started negotiating short sales in the Kansas City area in October of 2011. She loves to help people and negotiate sales and has a passion for helping people through their difficult situation. Rhonda also works in home restoration. Her and her husband recently restored a historic home using all reclaimed materials. She is also an antique dealer and has her own store in her home state of Alabama.
Robert C. Clarke
File Manager
636.336.2893 | 678.792.3020
Robert started negotiating short sales in 2007, as he has a passion for helping people through difficult times. Robert is very tenacious in his desire to help his clients; the word "can’t" doesn't exist in his vocabulary. Robert’s other passion is "A Cure for Cauy," a yearly fundraiser he and his family started to benefit those that suffer from tuberous sclerosis complex (TSC), a rare disease from which his son Cauy suffers. All proceeds are donated to the Tuberous Sclerosis Alliance which is dedicated to finding a cure TSC while improving the lives of those affected.
Marissa Carey
Marketing Coordinator
Marissa was born and raised in Arizona where she graduated with her BSBA in Marketing from the University of Arizona. She recently moved to the Chicago area with her husband and son. Since graduating she has worked in the healthcare industry, where she assisted in marketing and community relations. She is eager to expand her knowledge in short sales and real estate through her experience here at Kayser and Associates. In her free time, she enjoys watching Bears football, fitness, pageantry and spending time with her family.

Short sale info


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Short Sale vs. Foreclosure Prezi
Pick Up the Phone
If you are a Real Estate Agent - watch this
If you are a homeowner - watch this